Rates

Rates

Loan Type Term Rate
As low as
New/Used Vehicles 2 year 4.99%
Vehicle 3-5 year 6.74%
Vehicle 6 year 7.74%
Vehicle 7 year 8.74%
Vehicle 8 year 10.54%
RV 5 year 7.99%
RV 6 year 8.99%
RV 7 year 9.99%
RV 8 year 10.99%
RV 10-12 yr 11.99%
CE Signature 1 year 10.99%
CE Signature 2 year 11.49%
CE Signature 3 year 11.99%
CE Signature 4 year 12.49%
Ready Cash LOC 10.99%
Overdraft LOC 14.00%
Share Secure own terms 1.20%
HELOC LOC Prime
1st Mortgage 5 yr Fix Prime
Lot Loans PP1 Prime
Non Owner Occ 1st PP2 Prime
rates are subject to change without notice
SMB name in an elaborate font
Deposit Rates
Effective February 20, 2024
SHARES AND CERTIFICATES
Account Type APR% APY% When Paid Minimum Bal. EW Penalty
Shares 0.08% 0.08% Quarterly $25.00 n/a
Traditional IRA 0.08% 0.08% Quarterly $25.00 n/a
6 Mo Share CD 5.50% 5.6418% At maturity $500.00 1 mo int.
12 Mo Share CD 5.1% 5.2209% Quarterly $500.00 3 mo int.
24 Mo Share CD 4.25% 4.3377% Quarterly $500.00 3 mo int. W/one bump
36 Mo Share CD 4.45% 4.5476% Quarterly $500.00 3 mo int. W/one bump
60 Mo Share CD 4.50% 4.6010% Quarterly $500.00 6 mo int. W/one bump
SUPER SAVER MONEY MARKET ACCOUNT
Deposit Tiers APR% APY% When Paid Minimum Bal.
0 - $999.99 0.00% 0.0000% n/a
$1,000 - $2,999.99 0.59% 0.5916% Qtrly $1,000
$3,000 - $4,999.99 0.68% 0.6821% Qtrly $3,000
$5,000 - $7,999.99 0.73% 0.7324% Qtrly $5,000
$8,000 - $9,999.99 0.78% 0.7828% Qtrly $8,000
$10,000 and above 1.78% 1.7946% Qtrly $10,000