Take a Look at Our Checking Service

  • Overdraft Protection

    This is a credit line of up to $1000, which can be used to automatically pay checks you have written in excess of your balance. This credit line gives you the peace of mind that your checks are covered if you make an error.

  • Debit Card

    We offer VISA debit cards on all of our checking accounts. This card accesses your checking account funds without having to write a check. You can also access your checking funds via any CO-OP ATM nationwide for no fee.

  • Direct Deposit

    We will accept direct deposits from any employer. Simply set this up with your payroll department and give them your CUP FCU account number and our routing number, which is 324377846. We are happy to help you get this set up!

  • Funds Transfers

    With your authorization, we are able to set up automatic withdrawals or deposits between CUP FCU and any other financial institution. Download the form or contact our office, and we will help you get this started. You can make a one-time request, or it can be ongoing!

  • Ordering Checks

    We offer printed checks on our checking accounts through “Checks for Less”. There is a fee for check printing. You can view check styles here and reorder checks here. If you are ordering checks for the first time, or if you are making a change to your check order (address or name change, style change, ect.), please contact the credit union at (801) 374-1170, and we will assist you.


CUP Federal Credit Union offers a no-fee, no-hassle account checking. There is no minimum balance requirement ever. You receive a statement of transactions monthly either via paper or electronic, your choice. We provide easy access to your account via home banking, mail, telephone, or in person. We will be happy to assist you in moving your direct deposit and the last checking account you will ever need!