Loan Products

CUP Federal Credit Union is known for quick turnaround and friendly, personalized service. When you need a loan, you know you can call, drop by, email or apply online and we will get it processed immediately – many times the same day.

Below are the loan products we offer currently. If you don’t see what you need, give us a call and we’ll see if we can accommodate you.

View Loan Rates

New/Used Vehicle Loans (Apply Now)

  • Same rates and terms on new OR used vehicles
  • High loan to value amounts. Under certain circumstances, we can loan up to 120% of the vehicle value with terms from as low as 2 years to as much as 8 years.
  • We loan on “salvaged” title vehicles, but call for additional information

New/Used RV Loans   (Apply Now)

  • Same rates and terms on all types of new or used RVs : Snowmobiles, campers, trailers, 5th wheels, motor homes, boats, utility trailers, ATVs, etc.
  • Terms from as low as 2 years to as high as 12 years (some restrictions apply for longer terms)
  • High Loan values, Great Rates!

Unsecured Loans   (Apply Now)

  • READY CASH Credit Line: Open term, generous credit limits, easy access, low monthly payments of only 2% of the unpaid balance. Easy to access using home banking, call or email or (best way) write a READY CASH check! Write your own loan when you need it.
  • Signature Loan: Fixed term loan of up to 4 years to repay, competitive rates, no collateral needed.
  • Overdraft Credit Line: In conjunction with our checking account, protects your checks from being returned when there are insufficient funds in your account.

Real Estate Loans (Apply Now)

  • We offer first and second mortgage loans up to $120,000
  • 80% Loan to Value
  • Home Equity Lines are also available with payments up to 15 years
  • NEW!!! Long Term mortgage loan programs are available through our mortgage loan partner, Education First Mortgage.
  • Call us for details and rates on all mortgage loan products